Category Archives: Insurance Bad Faith
When Insurers Misrepresent Policy Terms in Florida: What You Need To Know
Insurance is supposed to provide peace of mind. However, problems arise when you’re promised coverage the policy does not provide, important details are left out, or your claim is denied based on information you were never given. If you believe your insurance policy was not explained honestly or your insurer misrepresented your coverage, an… Read More »
What Happens if Your Insurer Doesn’t Properly Investigate Your Claim in Florida?
When you file a claim with your insurance company in Florida, you trust them to review the facts, investigate, and make a fair decision based on your policy. Sometimes, though, that doesn’t happen. People encounter delayed investigations, quick dismissals, or claims rejected without anyone really investigating. If your insurer fails to conduct a real… Read More »
When Repeated Document Requests Become Insurance Bad Faith in Florida
Filing an insurance claim in Florida can feel a bit overwhelming. These claims usually involve lots of paperwork and back and forth. Insurance companies usually require repair estimates, photos, receipts, medical records, or proof that you actually own whatever was damaged. These requests are understandable since documentation helps insurance companies verify your claim. However,… Read More »
Can Low Settlement Offers Amount to Insurance Bad Faith in Florida?
When a serious accident occurs, most people expect insurance companies to step-in and pay what’s fair under the policy they issued. Sadly, many Florida claimants get settlement offers that feel way too low, leaving families and people suffering from serious injuries in a difficult situation. In such cases, it is natural to wonder if… Read More »
First-Party vs. Third-Party Bad Faith Claims in Florida
When you pay for insurance, you expect your provider to respond to claims fairly and promptly. Unfortunately, that does not always happen. In Florida, insurance companies have a legal duty to treat policyholders honestly and handle claims in good faith. When they fail to do so, it may result in a bad-faith insurance claim…. Read More »
Understanding Your Rights After a Denied Florida Insurance Claim
Dealing with an insurance claim denial in Florida can feel overwhelming. Whether it’s your homeowners, auto, or health insurance, getting that letter saying your claim has been denied can leave you frustrated, and probably a bit confused about what comes next. The good news is you have rights under Florida law that can help… Read More »
Can an Insurance Company Deny a Claim Without Explanation in Florida?
When an insurance claim gets denied, the denial can feel stressful. For many policyholders in Florida, this stress is made worse when the insurance company provides little to no reason for its decision. If your claim was denied and your insurance company provided a brief letter with vague wording or gave no explanation, you… Read More »
Comparative Fault in Florida Bad Faith Lawsuits: How Policyholder Conduct Can Affect Damages
Over the years, Florida’s bad-faith insurance laws have undergone significant changes, and policyholders looking to file bad-faith claims should understand how these changes affect their rights. One of the most significant changes occurred in 2023, when Governor Ron DeSantis signed House Bill 837 (HB 837) into law. Apart from reducing the statute of limitations… Read More »
What Your Insurance Company Must Disclose in Florida
When you purchase an insurance policy, you expect transparency from your insurer. In Florida, insurance companies have a legal duty to provide transparent and honest information about your coverage. If your insurance company fails to meet this obligation, and this failure exposes you to liability, you may have a bad faith claim. Understanding what… Read More »
What Evidence Is Needed To Prove Insurance Bad Faith in Florida in 2026?
If you have an insurance policy, you expect it to give you peace of mind when the unexpected happens. Sadly, many Florida policyholders end up dealing with delays, low settlement offers, or even outright denials after filing a legitimate claim. When an insurer prioritizes its interests over those of its policyholders, it may be… Read More »