Insurance Bad Faith Attorneys

However, insurance bad faith usually takes one of these three forms:

• Denial: Outright denying an insurance claim filed by a policyholder is a simple way for a dishonest insurance company to save its bottom line. Of course, there are ways to properly deny a claim, such as when it is filed for the wrong reasons. It is a serious legal issue, though, when an insurance provider denies a claim without proper justification or without investigating it, as is required through their fiduciary duty to their policyholders.
• Delay: Rather than denying a claim without due cause, an insurance company may delay the management and processing of a claim as much as possible for no reason. For example, if part of the insurance claim process allows the company 90 days to respond, then a dishonest company may wait until the 90^th day to do anything. The goal is to wait out the policyholder, making them drop the claim because they got impatient.
• Decreased value: Another favorite insurance bad faith tactic is offering a policyholder a lowball amount while saying that it is the most they can get, even if that is not true. Beware any settlement offer mailed to you after an accident of any sort, as it is nearly guaranteed to be less than what you need and deserve. Before responding, even to decline the offer, let our Florida insurance bad faith attorneys review the offer and respond on your behalf.

Call Our Firm for a Careful & Thorough Policy Review

The foundation of any insurance bad faith claim is the insurance policy in question, of course. Before we get too far into the details of your case, our attorneys will benefit from being able to review that policy in detail.

We can help you understand the policy, what it covers, and what it does not. The briefest clause in a policy can completely change its purpose and how it can be acted upon. With that in mind, though, just because something is written in your insurance policy does not mean it is justified.

Far too often, insurers try to put one-sided clauses that unfairly benefit them into their policies, hoping that no one will ever challenge it. To say the least, they are not ready for a challenge from our lawyers, who are renowned throughout Florida for being knowledgeable, fierce, and tenacious.

Contact our Florida insurance bad faith lawyers today. Call (813) 993-1448. We focus on high-stakes cases for the catastrophically injured.