Serving Florida Since 2005
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What Happens If The Insurance Company Ignores You?

When you’re seriously injured and relying on insurance to cover your hospital bills, having your insurance adjuster ignore you is one of the worst feelings in the world. It brings unneeded fear and uncertainty to an already difficult situation. Insurer delay and denial may give rise to additional legal recovery above the policy benefits.

Insurance Bad Faith

In the United States, we have a concept called “insurance bad faith.” This is an umbrella term that describes situations where a policyholder’s condition meets the terms of the contract, but the insurance company fails to adjust the loss with a fair claim process. This may include refusing to answer phone calls, deliberately misinterpreting the policy to avoid a settlement, or neglecting to send payment when due.

Whatever the method, the result is the same: the injured person is at risk of not getting the insurance payments needed to cover their bills. While this can start with a single insurance adjuster, some policyholders are horrified to find that management is also ignoring their claim or making their recovery more difficult.

Know Your Rights

If you suspect the insurance company is acting in bad faith, you have a right to pursue justice. One of the most effective ways to do that is by hiring an attorney with experience handling bad faith claims.

Insurance adjusters may attempt to take advantage of a single client, but they are far less likely to engage in insurance bad faith when faced with an attorney who is prepared to take them to court. Likewise, if you believe insurance bad faith has already occurred, your attorney may be able to both help you get the compensation you are entitled to and file a claim for additional compensation.

To schedule a free case consultation with an experienced Florida personal injury attorney from Gunn Law Group P.A., please call (813) 993-1448 or send us an email.