Bad Faith Insurance Lawyers Serving St. Petersburg

Claim Wrongfully Denied? Fight Back

If you suspect that you have been the victim of insurance bad faith, then you do not have to sit quietly and let the insurer get away with it. You should stand up for yourself with the support of Gunn Law Group and our bad faith insurance attorneys serving St. Petersburg. We know what bad faith insurance looks like, what it can do to our wellbeing, and what to do about it. Put us in charge of your case today, so we can challenge the dishonest insurance provider tomorrow!

Learn about bad faith insurance laws and claims by dialing (813) 993-1448 now.

What is Bad Faith Insurance?

Bad faith insurance – sometimes called insurance bad faith in a slight variation – is the act of an insurance provider intentionally mishandling an insurance claim. Typically, the goal of bad faith insurance is to save the insurance company money, which might not be surprising. When a corporation starts pulling strings, it is usually in the name of profit over people.

Common bad faith insurance tactics include:

• Denials: If an insurance company wants to deny a claim, it must have a valid reason that has been described in the insurance policy information. A denial without a valid reason – or any reason at all – occurs, so has insurance bad faith.
• Delays: Insurance companies are required to process claims as efficiently as possible. Intentionally slowing down how long it takes to process and investigate a claim is insurance bad faith, such as if the insurer waits until the very last day to respond to each of your inquiries before it violates Florida and federal insurance law.
• Decreases: The money owed to you through an insurance claim is important. If you do not get the coverage that you should, then it could mean you are out thousands of dollars after an accident or loss. It is bad faith insurance if the value of your payout is decreased without reason.
• Disinterest: Investigating your claim is an important step in figuring out how much coverage is owed to you. For example, an insurance adjuster should inspect your home if it was damaged in a flood or hurricane. If an insurance company does not bother to investigate your claim and it wants to give you less than the maximum coverage amounts allowable, you should contact us.