Orlando Bad Faith Insurance Attorney

Representation When an Insurer Acts in Bad Faith

You should be able to depend on your insurance company to be there when you need to file a claim. If the company decides not to help you, though, then you’re going to be in a tough spot. You might even have to file an insurance bad faith claim against the insurer. Gunn Law Group in Orlando can help.

We can help with insurance bad faith claims involving the following policies and more:

• Homeowner’s insurance
• Renter’s insurance
• Auto insurance
• Business insurance

Unlike most other types of cases and claims, bad faith insurance cases can get so complicated because they often involve your own insurer, not an insurance company representing someone else. Challenging the company that sold your policy can be frustrating and awkward. Leave it up to us, though, and you can be confident that your case will be respected.

Call (813) 993-1448 or contact us online for more information.

Bad Faith Tactics & Strategies

What does bad faith insurance look like? Most people might have trouble recognizing it because insurers try to be subtle. Also, not expecting it to happen makes it harder to notice when it does. It can feel like a severe betrayal of your trust if you find out that your insurer or a third-party insurance company has intentionally acted in bad faith to mistreat your claim.

Four commonplace insurance bad faith tactics include:

• Delaying a claim: If an insurer intentionally takes as long as possible to handle a claim, then it could be seen as insurance bad faith. The goal of this tactic is to make you give up on your claim because it takes so long to progress.
• Denying without reason: All insurance claims can be denied in the right circumstances described in the related policy information. Dishonest insurers like to deny claims without giving any reason, though.
• Decreasing without justification: The value of your claim should be calculated carefully and fulfilled fairly. Bad faith insurance might look like decreasing the money you recover or your coverage allowances without justification.
• Refusing to investigate: Insurance adjusters need to make an honest attempt to investigate your claim before denying it or assigning it a value. Failing to conduct an effective investigation can constitute insurance bad faith.
• Changing the terms: The terms of your insurance policy cannot be changed during the middle of its duration for any reason. If they do, then it might be time to sue.

First-Party Claims & Third-Party Claims

A first-party insurance claim is filed against an insurance company that sold you the policy. A third-party insurance claim is filed against another party’s insurance provider. Insurance bad faith can occur in either situation, though. It all depends on which insurance company tries to sell you short. We can help with both first-party and third-party insurance bad faith claims, so you do not need to worry about finding the right legal team for the task.