St. Petersburg Insurance Claim Denial Lawyer
When an insurance company denies your legitimate claim, it can be a frustrating and overwhelming experience. You faithfully paid your premiums, and now when you need the coverage most, the insurer is refusing to honor their end of the bargain. It is in such circumstances that a skilled St. Petersburg insurance claim denial lawyer can make all the difference.
At Gunn Law Group, we have extensive experience fighting for the rights of policyholders who have been wrongfully denied the benefits they deserve. We understand the tactics insurance companies use to avoid paying claims, and we know how to hold them accountable under Florida law.
Common Reasons for Insurance Claim Denials
Insurance companies deny claims for a variety of reasons, some of which are valid and some of which are not. Some common grounds for denial include:
- Failure to pay premiums: If you missed a premium payment, the insurer may argue that your coverage lapsed as a result.
- Exclusions in the policy: Every insurance policy contains certain exclusions, which are types of losses that are not covered. Insurers will often point to an exclusion as a basis for denying a claim.
- Failure to provide proper documentation: When you file a claim, you will need to submit various documents to support your case. If you fail to provide the necessary paperwork, the insurer may deny your claim.
- Allegations of fraud: Insurance companies are always on the lookout for fraudulent claims. If they suspect that you have submitted a false or exaggerated claim, they may deny it outright.
- Disputes over the value of the claim: Even if the insurer agrees that your loss is covered, they may dispute the amount of damages you are claiming.
Fighting Back Against Insurance Company Tactics
Insurance companies are in business to make money, and one way they do that is by minimizing the amount they pay out in claims. They may use various tactics to delay, deny, or lowball your claim, hoping you will simply give up and go away. However, with an experienced St. Petersburg insurance claim denial attorney in your corner, you can level the playing field and fight back against these unfair practices.
At Gunn Law Group, we have a deep understanding of Florida insurance law and the obligations that insurers have to their policyholders. We can help you gather the necessary evidence to support your claim, negotiate with the insurance company on your behalf, and, if necessary, file a lawsuit to seek the compensation you deserve.
You Can Trust Our Experienced St. Petersburg Insurance Claim Denial Lawyer
If you have been the victim of an insurance claim denial in St. Petersburg, do not hesitate to seek legal help. The sooner you involve an attorney, the better your chances of obtaining a favorable outcome. At Gunn Law Group, we offer free initial consultations to discuss your case and explain your legal options. Contact our office today to schedule an appointment with a seasoned St. Petersburg insurance claim denial lawyer who can fight for your rights.