Category Archives: Insurance Bad Faith
Unnecessary Delays: When Is a Stalled Insurance Claim Considered Bad Faith in Florida?
In an ideal world, insurance companies would promptly investigate claims, communicate effectively, and pay out valid claims within a reasonable time. However, sometimes delays arise, some of which are unnecessary. In some cases, unnecessary delays can cross the line from mere inefficiency and give rise to an insurance bad faith claim. This article discusses… Read More »
Can I Get Sued for a Car Accident If I Have Insurance in Florida?
You might believe you are completely shielded from lawsuits after an accident if you have auto liability insurance. But, does having auto liability insurance mean you cannot get sued after an accident? No, it does not. Getting sued for a car accident is still possible even if you have insurance. In this article, we… Read More »
How Can an Insurance Bad Faith Lawyer Help You?
When you purchase an insurance policy, you expect your insurance company to uphold its end of the bargain. Usually, this means honoring valid claims, processing them promptly, and paying out compensation you are entitled to under the policy. However, that is not always the case. Sometimes, insurance companies deny, delay, or underpay claims for… Read More »
Can Your Own Insurance Company Turn Against You and Deny Your UM/UIM Claim?
In Florida, it is legally required for drivers to have minimum insurance coverage. However, some drivers don’t have bodily injury insurance or are underinsured. Fortunately, with uninsured/underinsured motorist coverage, you can file a claim with your insurance company after being involved in an accident with an uninsured or underinsured motorist. However, the sad reality… Read More »
What Can I Do if UM/UIM Insurance Won’t Pay?
Being involved in a car accident with an uninsured or underinsured driver is stressful enough, but having your UM/UIM claim denied by your insurance company adds another layer of difficulty. You depend on your insurance company to compensate you for your medical expenses, lost wages, repair costs, and other damages if the other driver… Read More »
When an Insurance Company Puts You at Risk of an Excess Judgment
When you purchase liability insurance, whether for your car, business, or home, you expect that your insurer will defend and protect you if someone files a claim against you that is covered by your policy. You expect your insurance company to protect you from the financial consequences of a lawsuit. However, this isn’t always… Read More »
How To Prove an Insurance Bad Faith Claim in Court
Many people carry insurance for the peace of mind that comes with it. Unfortunately, when in a time of need, not all insurance companies handle claims fairly. Some deny claims, while others offer settlements far below what a policyholder deserves. In some instances, you might find insurance delaying payments for months. When this happens,… Read More »
Importance of Understanding Your Insurance Policy
When you buy insurance, you expect your insurance company to honor your coverage without issue. Unfortunately, this isn’t always the case. Some insurance companies can make the claims process difficult, even for policyholders with legitimate claims, by denying or failing to uphold their agreements. This can leave you financially stranded when you have been… Read More »
6 Secrets Your Insurance Company Hopes You Never Find Out
Most of us bank on insurance as a safety net when life takes an unexpected turn. We trust the insurer will be there for us when we need them most. However, not all insurance companies operate with our best interests at heart. Insurance companies are businesses, and like any business, their goal is to… Read More »
Warning Signs That Your Insurance Company Might Be Acting in Bad Faith
When you are injured in an accident, you expect your insurance company to come through for you and cover your expenses. Unfortunately, you might be shocked that the insurance company is not on your side. Like any other business, insurance companies must protect their profits, even if it means acting in bad faith to… Read More »