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Types of Negligence

When a lawsuit is brought for damages caused by an accident, the judge or jury must decide who caused the accident, since more than one person may have been negligent, including the person who is bringing the lawsuit. Once the amount or percentage of negligence has been determined for each person, damages are awarded as determined by what system of fault the state follows. There are four predominant systems used throughout the United States: "contributory negligence," "pure comparative fault," and "modified comparative fault," which has two different modification options. There are also a handful of states that have their own unique systems of determining damage awards.

Florida follows the doctrine of pure comparative fault.

Contributory negligence

Contributory negligence bars any recovery by the person bringing the lawsuit if they were responsible for the accident in any way. Thus, if the judge or jury decides the person who is bringing the lawsuit is even one (1) percent at fault for causing his own injuries, the person bringing the lawsuit may not recover any damages.

Pure Comparative Negligence

In a pure comparative negligence system, the judge or jury decides how much fault should be allocated to each person responsible for an accident, and then apportions the amount of damages accordingly. For example, if a person is found to be 40 percent at fault for causing his own injuries, then the other party or parties responsible will only have to pay 60 percent of the plaintiff's damages. This is based on the percentage of fault assigned to each of them.

Modified Comparative Fault

There are also states that use a modified comparative fault system. Just like a pure comparative negligence system, a judge or jury decides how much fault should be allocated to each person responsible for an accident and apportions the amount of damages accordingly. But unlike a pure comparative negligence system, a limit on the percentage of fault of the person bringing the lawsuit is used. There are two different limits used: the 50 percent fault rule, and the 51 percent fault rule.

50 Percent Fault Rule

If the 50 percent fault rule is used, the person bringing the lawsuit cannot recover if he is 50 percent or more at fault, but if he is 49 percent or less at fault, he can recover, though his recovery is reduced by his degree of fault. Thus, if a person is found to be 50 percent at fault, he recovers nothing, but if a person is found to be 49 percent at fault he can recover 51 percent of his damages.

51 Percent Fault Rule

If the 51 percent fault rule is used, the person bringing the lawsuit cannot recover if he is 51 percent or more at fault. This follows the principle that a plaintiff who is more negligent than a defendant should not be able to recover anything. Here, if the person bringing the lawsuit is 50 percent at fault, he can recover 50 percent of his damages, but he cannot recover anything if he is found to be 51 percent or more at fault.


The Gunn Law Group handles cases involving Insurance Claims, Homeowners Insurance, Property Insurance Coverage and Disputes, Insurance Bad Faith, Hurricane Insurance Claims, as well as the most serious of Personal Injury such as: Automobile Accidents, Spinal Cord Injuries, Cerebral Palsy, Traumatic Brain Injuries, Medical Malpractice, Product Liability and Wrongful Death.

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